Terms of Service - Prism Analytics

Welcome to Prism Analytics. These Terms of Service govern your access to and use of our website, services, and any related content. By accessing or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. If you do not agree with any part of these terms, you should not access or use our website or services.

Service Usage Terms

1. Acceptable Use Policy

When using our website and services, you agree to use them only for lawful purposes and in accordance with these Terms of Service. You agree not to:

• Violate any applicable local, national, or international law or regulation
• Transmit any material that is defamatory, offensive, or otherwise objectionable
• Engage in any conduct that restricts or inhibits anyone's use of the services
• Impersonate or attempt to impersonate Prism Analytics, our employees, another user, or any other person or entity
• Use our services in any manner that could disable, overburden, damage, or impair the site

2. Permitted Uses

Our services are designed for legitimate business and professional purposes. You may use our services to:

• Access information about our financial analysis services
• Request consultations and engage our analytical services
• Communicate with us regarding service inquiries
• Access educational content and resources we provide

3. Prohibited Uses

You are expressly prohibited from using our services for any of the following:

• Scraping, data mining, or extracting content through automated means without permission
• Attempting to gain unauthorized access to our systems or networks
• Interfering with or disrupting the services or servers
• Using the services for any fraudulent or unlawful purpose
• Reverse engineering or attempting to discover any source code of our platform

4. Service Access Requirements

To access certain features of our services, you may need to:

• Provide accurate and complete information when submitting forms or requests
• Maintain the confidentiality of any access credentials provided to you
• Notify us immediately of any unauthorized access to your information
• Be at least 18 years of age or have legal capacity to enter into contracts

5. Fair Usage Guidelines

We strive to provide reliable and consistent service to all users. Excessive use that significantly impacts service availability for others may result in temporary restrictions. We define fair usage as accessing our website and services in a manner consistent with normal business and professional activities. Any automated or bulk access requires prior written approval.

Account and Access

6. Account Creation

When you engage our services or communicate with us, you may be asked to provide certain information. You agree that:

• All information you provide is accurate, current, and complete
• You will maintain and update your information to keep it accurate and current
• You are responsible for maintaining the security of any credentials provided
• You accept responsibility for all activities that occur under your account

7. Account Security

You are responsible for safeguarding any access to our services and for any activities or actions under your access. You must:

• Immediately notify us of any unauthorized access or security breach
• Not share your access credentials with any third party
• Use secure methods to access our services
• Cooperate with any security investigations we conduct

8. Account Suspension and Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason including but not limited to:

• Violation of these Terms of Service or any applicable laws
• Fraudulent, abusive, or otherwise illegal activity
• Extended periods of inactivity
• At your request

Upon termination, your right to use the services will immediately cease. We are not liable for any damages or losses resulting from account suspension or termination.

Service Availability and Modifications

9. Service Uptime and Maintenance

We strive to maintain high availability of our website and services. However, we cannot guarantee uninterrupted access due to:

• Scheduled maintenance and updates to improve service quality
• Emergency repairs or security updates
• Technical issues beyond our reasonable control
• Internet service provider or network infrastructure issues

We will make reasonable efforts to notify you in advance of scheduled maintenance that may affect service availability.

10. Feature Availability

The features and functionality available through our services may vary based on your engagement level, geographic location, and other factors. We reserve the right to modify, add, or remove features at our discretion. Not all features described on our website may be available to all users at all times.

11. Geographic Restrictions

Our services are primarily designed for users in jurisdictions where our financial analysis services are legally permissible. We make no representation that our services are appropriate or available for use in all locations. Access from territories where the content is illegal is prohibited. If you access our services from other locations, you do so at your own risk and are responsible for compliance with local laws.

12. Service Modifications and Updates

We reserve the right to modify, update, or discontinue our services at any time, temporarily or permanently, with or without notice. Modifications may include:

• Changes to service features, functionality, or pricing
• Updates to our analytical methodologies or approaches
• Improvements to user interface or website design
• Changes required to comply with legal or regulatory requirements

We will not be liable to you or any third party for any modification, suspension, or discontinuance of our services.

Intellectual Property Rights

13. Content Ownership

All content on our website, including but not limited to text, graphics, logos, images, software, and analytical frameworks, is the property of Prism Analytics or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our services for your personal or business purposes. This license does not include the right to reproduce, distribute, modify, or create derivative works based on our content without explicit written permission.

14. User-Generated Content

When you submit information, feedback, or other content to us through our services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and incorporate such content for the purposes of:

• Providing and improving our services
• Responding to your inquiries and requests
• Developing aggregated or anonymized insights

You retain ownership of any content you submit, and you represent that you have all necessary rights to grant us this license.

15. Trademarks

The Prism Analytics name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Prism Analytics. You may not use such marks without our prior written permission. Other names, logos, and brands are the property of their respective owners.

16. Copyright Notices

All content on this website is protected by copyright. If you believe any content on our website infringes your copyright, please contact us at [email protected] with detailed information about the alleged infringement, and we will investigate promptly.

Payment Terms and Fees

17. Service Fees

Access to certain services may require payment of fees. All fees are stated in US dollars unless otherwise specified. You agree to:

• Pay all applicable fees for services you engage
• Provide accurate billing and payment information
• Accept responsibility for all charges incurred under your account
• Pay invoices within the specified payment terms

We reserve the right to modify our fees at any time. Changes to fees will be communicated to you in advance and will not affect services already contracted under previous pricing.

Disclaimers and Limitations

18. Service Disclaimer

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:

• The services will meet your specific requirements or expectations
• The services will be uninterrupted, timely, secure, or error-free
• Any results obtained through our services will be accurate or reliable
• Any errors or defects will be corrected

19. Professional Services Disclaimer

Our analytical services are provided for informational and educational purposes. They do not constitute financial advice, investment recommendations, or professional counsel. You should consult with qualified financial advisors, legal counsel, or other professionals before making any financial decisions based on our analysis. We are not responsible for decisions you make based on information or analysis we provide.

20. Limitation of Liability

To the maximum extent permitted by law, Prism Analytics shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of our services. Our total liability shall not exceed the amount you paid us for services in the twelve months preceding the claim.

Legal Provisions

21. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Brazil, without regard to its conflict of law provisions. Your use of our services may also be subject to other local, state, national, or international laws.

22. Dispute Resolution

In the event of any dispute arising from these terms or our services, the parties agree to first attempt to resolve the dispute through good-faith negotiations. If the dispute cannot be resolved through negotiation within thirty days, either party may pursue legal remedies.

You agree that any legal action or proceeding shall be brought exclusively in the courts located in São Paulo, Brazil, and you consent to the jurisdiction of such courts.

23. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect and enforceable.

24. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices or agreements published by us on our website, constitute the entire agreement between you and Prism Analytics regarding the use of our services and supersede any prior agreements.

25. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

Questions About These Terms

If you have any questions about these Terms of Service, please contact us at:

Email: [email protected]

Address: Rua Augusta 1524, Consolação, São Paulo - SP, 01304-001, Brazil

Contact Form: Visit our contact page